Who We Are
Semona Micro Finance is a leading microfinance institution dedicated to enhancing the socio-economic well-being of individuals and communities in rural and semi-urban areas. Established under Section-8 of the Companies Act, 2013, and registered as a Microfinance Institution Non-Banking Financial Company (MFI-NBFC) with the Finance Department of the Government of Bihar, our headquarters is located in Patna, Bihar.
At Semona Micro Finance, we believe in more than just providing financial services. Our mission is to empower underserved communities by addressing both their financial and non-financial needs. We strive to foster sustainable livelihoods, improve quality of life, and create opportunities for growth and development.
Our Core Values:
- Empowerment: We aim to uplift individuals and families, helping them achieve financial independence and self-reliance.
- Inclusivity: We are committed to providing accessible financial solutions tailored to the unique needs of our clients.
- Sustainability: We focus on fostering long-term growth and stability in the communities we serve.
- Integrity: We uphold transparency and ethical practices in all our dealings, ensuring trust and confidence among our stakeholders.
Through a range of products and services, including personal loans, business financing, and financial literacy programs, Amona Micro Finance is dedicated to making a positive impact in the lives of those we serve. Together, we can build a brighter future.
Semona Micro Finance is a pioneering microfinance institution dedicated to transforming the socio-economic landscape of rural and semi-urban areas. Established under Section-8 of the Companies Act, 2013, and duly registered as a Microfinance Institution Non-Banking Financial Company (MFI-NBFC) with the Finance Department of the Government of Bihar, our headquarters is located in Patna, Bihar.
At Semona Micro Finance, our mission extends far beyond providing financial services. We are committed to addressing both the financial and non-financial needs of underserved communities, striving to empower individuals and families toward sustainable livelihoods and improved quality of life.
Our Core Focus
Our primary focus is to provide microcredit services specifically tailored to the needs of economically active individuals who are often overlooked by traditional financial institutions. By offering access to small loans, we aim to catalyze entrepreneurial endeavors, foster income generation, and ultimately break the cycle of poverty.
However, our commitment goes beyond mere financial empowerment. We recognize the multidimensional nature of poverty and work to address its root causes comprehensively. Semona Micro Finance believes in nurturing holistic development by ensuring access to essential services such as healthcare and education. Through our initiatives, we strive to promote good health and facilitate educational opportunities, empowering communities to transcend the barriers of intergenerational poverty.
Our Vision
At Semona Micro Finance, we envision a future where every individual, regardless of their socio-economic background, has the opportunity to thrive and prosper. Through our unwavering dedication and collaborative efforts, we aim to be catalysts of positive change, driving sustainable development and inclusive growth across rural Bihar.
Together, we can create a brighter future for all.